Nidhi Banking Software

Nidhi Banking Software

Nidhi Banking Software is a secure, RBI-compliant management system designed specifically for Nidhi Companies to manage members, deposits, loans, accounting, and compliance efficiently — all from a single platform.

Why Choose Our Nidhi Banking Software?

Manual processes increase risk and errors. Our Nidhi Banking Software simplifies daily operations while maintaining regulatory compliance.

Member Management

Member registration & KYC
Share management
Nominee details
Member ledger & statements

Deposit Management

Fixed Deposit (FD)
Recurring Deposit (RD)
Savings Account
Auto interest calculation
Maturity & renewal alerts

Loan Management

Gold loan / personal loan / mortgage
EMI schedules
Interest calculation
Penalty & overdue tracking
Loan closure management

Accounting & Finance

Automatic journal entries
Cash & bank management
Profit & loss statements
Balance sheet generation
Trial balance reports

Compliance & Reporting

RBI / MCA-ready reports
Statutory reports
Member & transaction reports
Export in Excel / PDF

Alerts & Notifications

SMS / Email alerts
EMI reminders
Deposit maturity notifications
Payment confirmations